Investment Today

7 October 2011, FBMKLCI closed at 1,400.05, and the same afternoon Budget for 2012 tabled, "National Transformation Policy: Welfare for the Rakyat, Well-Being of the Nation”.

So, when is the next General Election ?



29 March 2011, FBMKLCI is moving uptrend again ... closed at 1,520 pts ... daily transated volume increased week-on-week, and more trading on penny counters ... is time to look at quality stocks and Sarawak election theme ... CMSB (RM2.58) and NAIM (RM3.14).

What to invest?

We see the regional and local stock markets fell in August 2011 and with the investment climate being so volatile now, is always best to put your money in safe investment instruments.

Invest in unit trust, will see recommendation to put money into Balance Fund, with 60% in Bond and 40% in Equity.

Invest in property is risky as the current property sale start to slow down as buyers  are more cautious to commit.

Invest in stock market, as always, do research on the company, study annual report, recent company annoucements, debt position, and potential growth.

Buy insurance policy, and sufficient medical coverage and protection. Consider a savings plan.

Fixed deposit, is critical to have some current assets for emergency use. Look for the best FD interest rate. This is the first fund for oneself before venturing into other investment instruments.

Last but not least, know your own risk appetite.